Flippin Ceditors

I tried to pay them in January when I had the money. They never called back. Now they call when I am broke and want to give me attitude. I don't handle attitude very well. I made him work and work and work to satisfy my needs. I talked to his manager, his manager's secretary, and some other bitch. I used up 2 hours of his day. All he wanted was to secure a minimal payment and get my bank account information. So I say fax me over a copy of my bill on company letter-head so I know this is legit. I have to speak to his manager again. This is the best deal they can give me. It went from $800 to $700 to $507. In January they were going to settle for $500 even. In January I told him I needed to transfer money from my savings to checking and I would call him right back. I did and he never answered...for a week straight. I left message after message...he wasted my time. So now I wasted their time and a lot of their energy. They tried to make me happy and they did an ok job of it. Nothing to brag about. I negotiated like I was buying a used car, as did they. Finally I said I could not afford the payment plan I initially set up earlier in the phone call and I would need to make 1 payment every 3 months until the balance was $0.00 They said if that were so then the price would go up. I told him he sounded like a reasonable person and that I could tell that by the tone of his voice. I told him that I called them first trying to settle my debt and asked him how many of the people who owe him money contact him 1st. He told me 40% of his "customers" contact him before he contacts them. I found that hard to believe. Remember, I called them in January and this is almost July and they are just now calling back. And I am not a "customer" of his, I didn't buy anything he was selling. So to make a long story short I gave him the run-around for a good 2 hours and then I told him I couldn't afford to pay him anything right now. He asked me if I was aware of the UCMJ which is the Uniform Code of Military Justice (the military law which is different than civilian law) and I told him I was. He said he would have to garnish my wages and that would cost me a lot more money...he can't do that by the way. I told him "Do what ya gotta do, man". And he hung up on me. I laughed so hard. He was furious that he wasted all his time and got nothing. He gave it a valiant effort, but came up empty handed. Poor guy.